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Everything you need to know about Spain's non-lucrative residence visa, perfect for retirees, passive income earners, and those seeking financial independence in Spain.
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The Non-Lucrative Residence Visa is ideal for people who want to live in Spain without working for Spanish employers. It's perfect for retirees, people with investment income, rental property income, pensions, or digital nomads with clients outside Spain.
Income proof is the most critical aspect of your application. You must demonstrate stable, recurring, and sufficient income from sources outside Spain.
Single person: €28,800 annually (€2,400 monthly)
With spouse: €36,000 annually (€3,000 monthly)
With one child: €43,200 annually (€3,600 monthly)
*Updated figures for 2025 based on IPREM
The process must start from your country of residence at the corresponding Spanish consulate. You cannot apply for this visa from within Spain.
Gather all required documents, request apostilles and official translations.
Book appointment at Spanish consulate in your jurisdiction. May have 1-3 month waiting lists.
Attend appointment with all original documents and copies. Pay consular fee.
Consulate reviews your file and sends to Spain for final resolution.
Once approved, collect your visa and you have 90 days to travel to Spain.
Year 0: Initial visa (1 year)
Year 1: First renewal (2 years)
Year 3: Second renewal (2 years)
Year 5: Eligible for permanent residence
Year 10: Eligible for Spanish nationality
It's important to calculate all costs associated with the non-lucrative visa. Here's a complete breakdown for 2025:
The non-lucrative visa can be your gateway to a new life in Spain. With proper preparation and solid strategy, you can achieve permanent residence and eventually Spanish nationality.
Help others with their Spanish immigration process
Every share helps more people find valuable information